In 2018, Ethereum (ETH) was still underestimated by most of the market. It hadn’t yet reached mainstream recognition, but the groundwork was already laid—scalability, utility, and developer interest were all quietly building. Now, a similar opportunity is forming in DeFi with Mutuum Finance (MUTM) , a next-gen lending protocol integrating Layer-2 technology to deliver seamless, low-cost decentralized finance.
While others continue to rely on outdated infrastructure plagued by high fees
