
When the Federal Reserve cuts interest rates, as it did in September 2025, the ripple effects are immediate and far-reaching. Businesses, investors and consumers alike face shifting dynamics in borrowing, spending and investment strategy. For high-net-worth individuals and companies, understanding how to navigate this environment is essential.
Jeffrey Fratarcangeli, CEO and founder of Fratarcangeli Wealth Management , oversees more than $3.5 billion in assets across 700 households and businesses. He






