ADA and DOT remain infrastructure-heavy projects with ambitions to reshape blockchain ecosystems, yet both are weighed down by long development cycles and slow user growth. While these networks focus on broad frameworks, investors looking for sharper ROI are shifting toward protocols that prioritize speed, efficiency, and immediate token utility. The spotlight is now turning toward Mutuum Finance (MUTM) , a DeFi lending platform that has already raised $15.6 million in
