
XRP has real traction—regulatory clarity is improving, and $5 by 2026 isn’t a stretch if ETF demand materializes. Still, many analysts argue the bigger upside sits elsewhere. Their pick: Mutuum Finance (MUTM) , currently priced at $0.035 in presale. The logic is straightforward: XRP offers scale and stability; Mutuum Finance offers early-stage entry with built-in demand drivers, live product rollout at listing, and yield mechanics that can compound user activity