
The next few months are shaping up to be pivotal for the digital asset market. By the time Q1-2026 arrives, investors expect that only utility-rich projects will stand out from the crowd. Among the contenders, Mutuum Finance (MUTM) is developing to position itself at the forefront with a unique combination of features: a governance-driven $1 stablecoin, mtToken staking enhanced by a buy-and-distribute model, and a dual-track lending framework through Peer-to-Contract