Meme coins like DOGE often thrive on community jokes and hype-driven cycles, but that momentum usually fades as quickly as it begins. For long-term investors, relying on speculative waves brings uncertainty. What’s catching attention now are decentralized finance projects with real lending and borrowing utilities, where value is created by actual usage. One such project is Mutuum Finance (MUTM) , a protocol preparing to bring peer-to-contract and peer-to-peer lending to
