XRP has long held attention in the altcoin market thanks to institutional traction and legal milestones. But investors focused on returns before 2025 are now scanning for undervalued projects with real token utility and early entry points. Mutuum Finance (MUTM) , priced at just $0.03 in Phase 5 of its presale, is one such contender—already building a fully DeFi-integrated ecosystem where its token plays a central, revenue-generating role.
Where XRP’s
