As the crypto market recalibrates after the halving and institutional capital grows cautious, one thing is becoming clear: value is shifting toward smaller, utility-rich protocols. Among the rising stars attracting smart capital—particularly from Cardano (ADA) holders—is Mutuum Finance (MUTM) , a decentralized lending platform currently in presale Phase 5 at just $0.03 per token. With a supply of 4 billion tokens, over $10.10 million already raised, and more than 11,700
